Our Office
Financial District, Toronto, Ontario
Serving FinTech startups across Canada & US
Most FinTech founders treat API applications like simple developer registrations. They're actually business evaluations. Here's what goes wrong and why we succeed where others fail.
You filled out the basic form but missed 15 required documents they don't tell you about. Each rejection makes future applications harder.
They want to see PCI compliance, data encryption standards, and security audits. Your "we take security seriously" doesn't cut it.
Financial APIs want to see you have real banking partnerships, business accounts, and legitimate financial operations before they'll approve you.
We've been through the API approval process 50+ times. We know what each provider wants to see, how to position your application, and which documents make the difference between approval and rejection.
We prepare all required documentation before you apply. Security audits, compliance certificates, business verification - everything they need to say yes.
We have direct contacts at Stripe, Plaid, Interac, and 12+ other providers. Your application gets reviewed by someone who knows us.
We know exactly how to implement each API correctly. Webhooks, error handling, security protocols - done right the first time.
Every integration includes PCI compliance, data encryption, and audit trails that satisfy both API providers and investors.
We have established relationships and proven integration experience with all major financial API providers.
Credit cards, ACH, international payments. We handle the complex compliance requirements and fraud prevention setup.
Link bank accounts, verify balances, categorize transactions. Perfect for financial management and lending apps.
e-Transfer, Interac Debit, and other Canadian banking integrations. Essential for FinTech companies targeting Canada.
Low-cost ACH transfers, mass payments, and bank account verification. Great for B2B financial applications.
Comprehensive financial data from banks, credit cards, investments. Powers personal financial management apps.
In-person payments, online checkout, inventory management. Perfect for retail and commerce FinTech applications.
From application to live transactions, we handle every step of the integration process.
We analyze your business model to determine which APIs you need and prepare all required documentation for approval.
We submit properly formatted applications with all required documentation through our established provider relationships.
While waiting for approval, we build the integration infrastructure with proper security, error handling, and compliance.
Comprehensive testing in sandbox and production environments, followed by monitored launch with real transactions.
How we helped CoinStream integrate with 5 different blockchain APIs and traditional payment processors to create a seamless DeFi-to-fiat gateway.
Multiple API rejections for crypto-related business. Complex compliance requirements mixing traditional finance and DeFi protocols.
Structured the business model to satisfy traditional payment processors while maintaining DeFi functionality. Integrated 5 APIs with proper compliance.
Fixed pricing includes application preparation, integration development, and successful API approval.
2-3 weeks delivery
4-6 weeks delivery
8-12 weeks delivery
Financial API providers are essentially underwriting your business. They want to see legitimate operations, proper security measures, and compliance documentation. Most applications lack required documentation or don't properly communicate business legitimacy.
With proper preparation, most APIs approve within 7-14 business days. Without preparation, applications can take months or get rejected entirely. We prepare all documentation upfront to minimize approval time.
We have a 95% approval success rate, but if an application is rejected, we work with alternative providers and address the specific issues raised. Our direct relationships often allow us to get rejections reconsidered.
Yes. We set up monitoring systems to track compliance requirements and alert you to any issues. We also provide ongoing support to maintain good standing with all API providers.
Stop wasting time on rejected applications. Let our proven relationships and expertise get you approved quickly and correctly.
FinTech Web & App Development Agency
Based in Toronto, Serving Canada & the US.
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